Placement volume.
No sales team.
Commercial accounts, posted by the businesses that are owed. Filter the open book, bid the whole deal, and go to work on a signed placement agreement. Your scorecard is computed from what actually happened, so good work shows.
From the open book to paid.
Everything a placement needs, from the bid to the audit record, happens in one place.
Verify your shop
Put your licence, surety bond and E&O cover on file. Each is checked separately.
Work the open book
Filter by balance, age, state, industry and rate. Save a search and get told when a new account matches it.
Bid the whole deal
Take the posted terms, or counter the schedule, the minimum fee and the legal forwarding rate. You can revise a bid while it’s pending.
Countersign to execute
When the creditor signs, a placement agreement is generated from the agreed terms. Once you countersign, the debtor’s details and the documents unlock.
Work the file
Demand letters that generate and log themselves, a portal where the debtor can pay, dispute or ask for time, payment plans, and messaging with the creditor.
Get paid on recovery
You earn the agreed contingency on what you collect. When the file closes, the creditor rates you and your public scorecard is recomputed.
The facts of the debt, before you bid.
Every listing shows what you need to price it. The card here is a real listing on the open book right now.
- Balance, age, state and industry
- The creditor’s terms: flat, or tiered by age
- What documentation exists, and a collectability signal
- The debtor’s identity once the placement is signed
Three documents, kept current.
Lapsed cover blocks new claims automatically, the day it expires.
Built so the easy path is the compliant one.
These are enforced by the platform, not left to a checklist.
Commercial debt only
A debtor that reads as an individual is refused at posting, so consumer paper never reaches the book.
Placement is exclusive
When a creditor signs with you, every other bid on that account is declined in the same step.
Cease-contact is a lock
Once a creditor flags it, no call, letter, email or text can be recorded against the account.
Limitations checked at send
The statute of limitations is re-checked when correspondence actually goes out, not only when the account was posted.
A person ships every send
Outreach can be drafted by a machine in your workspace, but only a signed-in person can approve and send it.
Service levels, then recall
Days to first contact and days since activity are tracked. An untouched account is warned, then returned to the open book.